Choosing a Real Estate Agent

Buying a property requires making many important financial decisions, understanding complex issues and completing a lot of paperwork. It helps to have an expert in your corner when undertaking such a large purchase. We can guide you through this process, and also...

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REASONS TO USE A REALTOR WHEN BUYING A NEW HOME

Although 97% of homebuyers utilize the services of a Realtor <http://www.micheleflory.com/> when purchasing a resale, they don’t realize that a Realtor is even more important when purchasing a new home. A market knowledgeable Realtor representing you is critical...

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TIPS ON READING AN INSPECTION REPORT

When interviewing a home inspector, ask the inspector what type of report format he or she provides. There are many styles of reports used by property inspectors, including the checklist, computer generated using inspection programs, and the narrative style. Some...

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WHY YOU SHOULD GET AN INSPECTION

Whether you are buying or selling a home, you should have a professional home inspection performed. A home inspection will look at the systems that make up the building such as: Structural elements, foundation, framing etc Plumbing systems Roofing Electrical systems...

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THE NINE STEPS TO PREPARE FOR YOUR HOME PURCHASE

For most people, buying a home can be an intimidating event. But with some planning ahead of time, it’s not very complicated. So you’ll understand exactly what to expect, I like to provide my buyers with a road map of the entire deal. These are my nine steps to...

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BUYING BANK OWNED PROPERTIES

There is a lot of interest in buying bank owned properties these days. A lot of information, some good and some bad, is floating around about the subject. Often the information offered is for sale, with the promise that you can make a lot of money with little effort...

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You’ve Opened Escrow, Now What?

Congratulations, you are on your way to owning your very own home! Follow these suggestions (and your realtor’s advice) so that escrow and settlement with go as smooth as possible. You will be asked for a down payment on the home you are purchasing. You can choose to...

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Getting the Best Rates for Your Mortgage

Naturally, you want to get the best deal for the least amount of money. This holds true for mortgage rates as well. A lower interest rate means a lower monthly mortgage payment, which can save you money in the long run. Also, it is easier to qualify for a lower...

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Types of Mortgages

Fortunately for buyers, there are a variety of mortgages to choose from. It is in your best interest to investigate each of them to determine which is the best for your situation. You probably won’t qualify for all of them. In fact, you may only qualify for one. But...

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How to Negotiate with Sellers

Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared. Consider the following before starting negotiations: Be prepared Research the housing market in the...

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Advice for First-Time Buyers

Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home. Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll...

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